Buying a House: What Costs Will You Pay, and When?
“It is a comfortable feeling to know that you stand on your own ground. Land is about the only thing that can’t fly away.” (English novelist Anthony Trollope) With interest and home loan rates at their lowest since 2022, it’s no surprise that South Africa’s property market confidence level at the end of 2025 was […]
Your Top 10 (Legal) New Year’s Resolutions for 2026
“My New Year’s resolution is to stop procrastinating. I’ll start tomorrow.” (Anonymous) Most New Year’s resolutions are vague, unwritten, and destined to be forgotten in the first week of January’s hustle and bustle. But please don’t neglect this Top Ten list of legal issues that we’ve put together for you. Focus on those that are […]
Don’t Risk Consequential “Loss Of Profits” Damages: Check Your Contracts And Insurance!
“Consequential Loss: This is loss not directly caused by the insured event but is an indirect result of the event. This is loss or damage that was not foreseen by the insurer or the policyholder at the time the policy was taken out. Consequential loss is in many instances not covered and cover is dependent […]
Unemployed, Can’t Pay Bond and Credit Instalments? “Credit Life Insurance” May Save You
If you are one of the many employees retrenched or put on short pay or unpaid leave as a result of the COVID-19 crisis and lockdown, you will be wondering how to cover the monthly installments on your mortgage bond and other credit agreements. You have no doubt heard of the “payment holidays” banks are […]